10% downpayment, no longer a strain. Homes in dream areas, now within your domain. Financing and legal are no longer a pain. All in one lane.
Media Endorsement
One platform. Eight features. First in Malaysia.
No downpayment
Zero downpayment to own your home. Exclusively for the M40. Only at Baiti.
Choices. Everywhere.
Own a home close to your workplace. Choose from over 500 homes in Selangor & KL.
Ready home. Always.
Why wait for a home to be ready when you can move in immediately? Apply, choose, and move right in.
Fair price
Buy a house at market price on Baiti.
The best rate. Everytime.
Compare and select the best housing loan rates from 19 panel banks on Baiti.
Saves time
Typical duration for subsale home purchase: 6-10 months. Duration for subsale home purchase at Baiti: 4-8 months.
Saves money
Accelerating your reality of owning a home without the burden of deposits, initial costs, and hidden home-buying costs.
Easy to use
Everything you need to own a home – financing, agents, lawyers – all on one platform. Baiti simplifies the complex home-buying process.
Got no downpayment?
Baiti got you covered.
6 easy steps to own a home without a 10% downpayment. Only at Baiti.
STEP 1
Application
Click ‘Apply now’’
STEP 2
Screening
Fill in the information & provide the necessary documents.
STEP 3
Selection
View & select your desired house.
STEP 4
Agreement signing
Sign the SPA & Loan Agreements.
STEP 5
Deposit payment
Baiti will credit the 10% downpayment to the homeowner's account
STEP 6
Moving in
Congratulations, you now successfully own a home!
Our Track Record Speaks Volumes
Years of experience, countless happy homeowners.
*until August 2023
1,045
Total number of first-time homebuyers assisted*
290,000,000
Total home financings approved*
19
Total panel banks and financial institutions*
95
Financing approval rate*
Satisfied Customers
Frequently asked questions
What is Baiti?
Baiti is a digital home ownership initiative specially established to enable Malaysia’s middle class (M40) to own homes through a seamless and integrated online experience.
How does Baiti work?
Baiti allows customers to transact subsale homes without any upfront costs. We provide home buying advisory services and housing finance to assist customers throughout the home purchasing process.
What are the advantages of buying a home through Baiti?
Buying a home through Baiti is a wise decision as it’s based on the current market value and not future value. Moreover, our home listings are ready for immediate move-in, saving you time compared to buying in the primary housing market.
How can Baiti help me save money?
Baiti helps you save money by offering a home ownership approach without a downpayment. We also assist you in comparing home financing rates available in the market to get the best one.
How can Baiti help me save time?
Baiti can save you time by speeding up the home ownership process. Typically, this process can take 6-10 months, but with Baiti, it can be completed in just 4-8 months.
What type of properties are offered by Baiti??
Baiti targets properties priced between RM400k – RM750k in Selangor & Kuala Lumpur.
